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Biglane Mortgage Services, Inc.
2065 West 1st Street
Fort Myers, FL 33901 USA
View a Map
Voice: +1 239/415.5900
Fax: +1 239/267.0002
mike@biglane.org
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What are Online Mortgage Services?
We at Biglane Mortgage Services are committed to making the
mortgage application process educational, fun, and easy. Our
online mortgage
services offer powerful tools that let you access
your loan information 24 hours a day. You will have a real-time
view of what documents are required, where we are in your loan
process, and the ability to contact us quickly. Here are some
features:
- A payment calculator that helps you determine the
monthly payments for your loan.
- A qualification calculator that helps you
determine how much you can qualify to borrow.
- A quick, easy, and completely confidential and secure
pre-qualification application that helps us assess the
best loan program for your needs.
- A full loan application that lets you formally,
confidentially, and securely apply for a loan through
Biglane Mortgage Services, Inc.
- Your own password-protected personal Home page
that keeps you continuously updated on the progress of your
loan without having to pick up the phone. You use this page
to send messages to and receive messages from our
professional loan processing team. You can also use this
page to tell us that you want us to lock your loan rate.
Refinance NOW!
And here's why . . .
- Lower your mortgage payments
- Shorten the period for repayment
- Consolidate debt
- Change the type of loan, for example, go from an ARM to
a Fixed Rate loan
- Use a cash-out refinance to make home improvements, pay
for college tuition, have money to travel, finance an
investment or a business, or use it as cash-on-hand for an
uncertain future
- Possibly increase your home-interest federal tax
deduction
Some things to consider before refinancing . . .
How long are you going to live at the property? Be careful to
consider the cost of refinancing and know at what point in time
you start saving money as compared to the terms of your current
mortgage.
Be smart about shopping for a refinance mortgage. ALWAYS get
a Good Faith Estimate to support the rate and closing costs that
you are quoted. Make sure you are informed of any savings due
you for title insurance rates, surveys, and other closing
requirements.
How many years have you paid into your current mortgage? You
may find that it makes more financial sense to shorten (15
years) or lengthen the term (30 years) of your loan when you
refinance.
Find out from your tax accountant what closing costs are
deductable. You may want to pay extra points to buy down the
loan rate if the points are deductable.
A Refinance Example. Based on a $100,000 loan, closing
costs are approximately $2500. The difference between your
current rate and the new rate--8% to 6.50%--would yield a
savings of $101.69 savings monthly on your principal and
interest.
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